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CredFlex.
The next-gen credit card for those who love rewards.

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1% Cashback
5x Rewards
No Joining Fees
You agree to be contacted by Uni Cards over Call, SMS, Email or WhatsApp to guide you through your application.
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VIKASH KUMAR

DCD

Guaranteed 1% cashback on all your purchases, every time

The more you spend, the more you earn. Earn 1% assured cashback on your spends.

Unlock a cashback experience that delivers five times the value you deserve

On selected stores and e-commerce site, t&c apply.

Enjoy a lifetime of membership with no joining fees or annual charges – it's on us!

Enjoy our services without any financial obligations, giving you peace of mind and unlimited access, always.

Take charge of your financial journey
with CredFlex

Set your spending limits, dictate where and how your money is used, and easily manage your card's status, all conveniently within our app's control.

Just like instant groceries, now get immediate access to credit when you need it.

Introducing instant credit, the swift solution revolutionizing the way you access financial support.
So far, CredFlex has supported more than 2 Lakh individuals in effectively managing their expenses.
Assistance, just a WhatsApp message away.Anytime, Every day.
Amidst bustling work hours. On serene Sunday mornings. In the depths of the night. Any moment.
Absolutely transparent pricing, no unexpected fees, no surprises at the eleventh hour.
Receive a full refund with our 100% money-back guarantee if any charges are applied without your awareness.
Exceptionally secure. Your financial well-being is our top priority.
Adhering to PCI DSS standards for maximum data security.

Frequently asked questions

Here are some of the most common questions we hear day to day.
What is a credit limit?
How do I make payments on my credit card?
What is a grace period?
What is a balance transfer?
Can I use my credit card internationally?
How can I protect myself from credit card fraud?
Get your card today!